This landmark initiative is designed to make essential dental care affordable and accessible for eligible Canadian residents who do not have access to private dental insurance.
If you qualify for this program and are looking for a trusted, compassionate CDCP dentist in Newmarket, navigating the paperwork and understanding your coverage shouldn’t feel overwhelming.
At Eagle Family Dentistry, we believe in complete transparency and hassle-free care. This comprehensive guide walks you through exactly how the CDCP works, what services are covered, and how you can seamlessly use your benefits at our Newmarket dental office.
What is the Canadian Dental Care Plan (CDCP)?
The Canadian Dental Care Plan is a government-funded program aimed at lowering financial barriers to dental treatments. It is intended for Canadian residents with an annual adjusted family net income of less than $90,000 who do not currently have access to employer-sponsored or private dental insurance.
By covering a significant portion of routine and advanced oral health procedures, the CDCP ensures that seniors, children, and eligible adults can get the treatments they need before minor issues escalate into painful dental emergencies.
Is the CDCP Completely Free? Understanding Co-Payments
A common misconception is that the CDCP covers 100% of every dental bill for every patient. While it substantially lowers out-of-pocket costs, your exact coverage depends entirely on your adjusted family net income.
The program is structured around a co-payment system:
| Adjusted Family Net Income | What the CDCP Covers | Your Co-Payment Share |
| Under $70,000 | 100% of the CDCP established fees | 0% |
| $70,000 to $79,999 | 60% of the CDCP established fees | 40% |
| $80,000 to $89,999 | 40% of the CDCP established fees | 60% |
⚠️ Important Note on Fees: The CDCP pays according to its own standardized provincial fee guide, which may sometimes differ slightly from the standard Ontario Dental Association (ODA) fee guide used by clinics. If a specific treatment cost slightly exceeds the CDCP established rate, there may be a small remaining balance. At Eagle Family Dentistry, our administrative team provides clear, upfront estimates before any treatment begins so you are never surprised by a bill.
What Dental Services Are Covered Under the CDCP?
The CDCP focuses heavily on preventive care, smile restoration, and pain elimination. Eligible patients can access a wide array of treatments under the plan, many of which are core offerings at Eagle Family Dentistry.
1. Preventive & Diagnostic Care
Keeping your natural teeth healthy starts with prevention. The plan covers routine services to keep dental anxiety and complex issues at bay, including:
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Regular oral examinations and X-rays
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Professional dental cleanings (scaling and polishing)
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Fluoride applications and sealants for younger smiles
2. Restorative Dentistry
If you are dealing with decay or damaged teeth, the CDCP helps cover standard Restorative Dentistry services designed to bring back the strength and function of your bite:
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Amalgam and composite (tooth-colored) fillings
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Root canal treatments (Endodontics) to treat severe tooth pain and save infected teeth
3. Prosthodontics & Tooth Replacement
Missing teeth can drastically alter your quality of life, affecting how you eat, speak, and smile. The CDCP provides coverage for traditional tooth replacement options:
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Complete and partial removable dentures (Prosthodontics)
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Note: While advanced options like permanent Dental Implants are highly sought after for smile restoration, they generally fall outside basic CDCP coverage. Our team can help you evaluate alternative options or discuss flexible financing if implants are your preferred choice.
4. Oral Surgery & Emergencies
If you experience a severe toothache, swelling, or trauma, you shouldn’t have to wait. The plan accounts for necessary extractions, including complex cases or urgent care provided by an emergency dentist near me.
How to Visit a CDCP Dentist Newmarket in 4 Easy Steps
Using your coverage at our modern Newmarket clinic is straightforward. Follow these steps to ensure a smooth, stress-free appointment:
Step 1: Verify Your Eligibility & Apply
Before booking, ensure you have successfully applied through Service Canada and received your welcome package from Sun Life (the insurance provider managing the program). You will receive a physical or digital CDCP benefits card.
Step 2: Schedule Your Appointment
When you are ready to book, reach out to Eagle Family Dentistry. Let our receptionist know right away that you are a CDCP cardholder. This allows us to allocate the proper time to verify your details in our system ahead of your arrival.
Step 3: Bring Your CDCP Card and ID
On the day of your visit, bring your Sun Life CDCP card along with a valid government-issued photo ID. Our administrative team will handle the direct billing process, communicating directly with Sun Life so you don’t have to fill out complex insurance claim forms.
Step 4: Receive Transparent, Compassionate Care
Our experienced dental team will perform a thorough examination. If you require treatments beyond a standard cleaning—such as fillings, extractions, or periodontal care—we will outline a personalized treatment plan, showing you exactly what the CDCP covers and what your exact co-payment (if any) will look like.
Why Choose Eagle Family Dentistry as Your CDCP Partner?
Conveniently located in the heart of Newmarket, ON, Eagle Family Dentistry is more than just a clinic—we are a dedicated team passionate about providing exceptional, comfortable dental care for every member of your family.
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Comprehensive Family Care: From a child’s very first gentle milestone check-up in Pediatric Dentistry to complex restorative options for seniors, we provide multi-generational care under one roof.
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No-Surprise Direct Billing: We minimize your out-of-pocket stress by billing Sun Life directly for all approved CDCP procedures.
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A Warm, Welcoming Atmosphere: We understand that dental anxiety is real. Our clinic pairs modern clinical techniques with an empathetic approach to make your visit entirely stress-free.
Frequently Asked Questions (FAQ)
How do I know if I am eligible for the CDCP?
To qualify, you must be a Canadian resident for tax purposes, have an adjusted family net income under $90,000, and have no access to any form of private or employer-sponsored dental insurance. Applications are processed through the Government of Canada website.
Does the CDCP cover cosmetic dentistry or Invisalign?
No. The CDCP is strictly focused on medically necessary oral health care. Aesthetic procedures such as teeth whitening, porcelain veneers (Cosmetic Dentistry), or clear aligners like Orthodontics/Invisalign are not covered under the plan.
When should I see a dentist for tooth pain?
You should book an appointment immediately if you experience persistent tooth pain, sensitivity to hot and cold that lasts more than a few days, or swelling in your gums. Minor aches can quickly evolve into severe infections requiring root canals or extractions. If you are experiencing sudden, severe discomfort, contact us right away to speak with an emergency dentist near me.
Can I change my current dentist to a CDCP dentist in Newmarket?
Yes, absolutely. Patients have the freedom to choose any dental provider who is actively participating in the CDCP network. Eagle Family Dentistry gladly welcomes new patients transitioning over to utilize their government benefits.
Ready to Smile Brighter? Book Your Appointment Today!
Your oral health shouldn’t take a back seat because of financial worries. The Canadian Dental Care Plan is a fantastic opportunity to restore your smile, protect your teeth, and ensure your family stays healthy.
Let our family take care of yours. If you have questions about your coverage or want to book an appointment with our Newmarket dental team, connect with us today.
Click here to Book Your Appointment Online or give our friendly office team a call at (905) 836-6111. We look forward to welcoming you to Eagle Family Dentistry!
